Service 02 — Thornbury
Every Asset Accounted For.
Every Liability on Record.
A thorough, sourced inventory of your marital assets and liabilities — structured to support equitable distribution discussions and legal proceedings.
What This Delivers
A Complete Picture of What You Own and What You Owe
Equitable distribution begins with a shared understanding of what's actually on the table. This service produces a detailed, sourced inventory of all marital assets and liabilities — real property, investment and retirement accounts, business interests, and outstanding debts — with current values, ownership details, and supporting documentation for each entry.
What you receive is a structured record that both sides and their legal teams can work from. One that reduces the room for dispute, supports productive discussions, and gives the process a factual foundation to stand on.
Outcome
A Shared Starting Point
An agreed record of what exists — removing ambiguity before distribution discussions begin.
Outcome
Sourced and Defensible
Every figure traced to supporting documentation — ready for scrutiny from attorneys and courts.
Outcome
Organized for Use
A structured format that attorneys and financial advisors can navigate and work from directly.
Understanding the Challenge
When a Marriage Ends, the Financial Picture Is Rarely Simple
Marital assets accumulated over years — or decades — don't come pre-catalogued. Properties, pension funds, investment portfolios, jointly held business interests, personal savings, shared debts: each one needs to be identified, valued, and documented before any meaningful discussion about distribution can take place.
Without a proper inventory, proceedings can stall on the basic question of what's actually there. Disputes arise not always because of disagreement, but because the picture is incomplete. Having a thorough, sourced record changes the dynamic of the entire process.
Complex asset types
Retirement funds, business interests, and investment accounts each require different documentation approaches and valuation methods.
Incomplete records
Statements, deeds, account summaries, and loan agreements are rarely all in one place — and some may need to be formally requested.
Valuation questions
Current values need to be established for each item — not estimated, but sourced — so the inventory holds up to scrutiny.
Ownership details matter
Joint, sole, and beneficial ownership distinctions affect how assets are treated in proceedings — and they need to be clearly documented.
Our Approach
Thorough Cataloging, Built for Legal and Financial Use
Thornbury's Marital Asset & Liability Inventory service documents every item in the marital estate — with current values, ownership classification, and supporting source documentation. Each entry is recorded in a format that attorneys, financial advisors, and courts can use directly.
We work methodically through each category of asset and liability, guiding you through the gathering process and handling all organization and formatting.
Real Property
Primary residences, additional properties, and land holdings — documented with title information, current valuations, and mortgage details.
Investment & Savings Accounts
Brokerage accounts, mutual funds, savings and cash deposits — with current balances and account ownership details.
Retirement Funds
Pension plans, 401(k)s, IRAs, and equivalent schemes — with current values, plan details, and beneficiary records where applicable.
Business Interests
Ownership stakes, partnership shares, and directorship interests — documented with available valuation information and supporting records.
Outstanding Debts & Liabilities
Mortgages, personal loans, credit lines, and other obligations — with current balances, interest rates, and ownership information.
Other Marital Assets
Vehicles, significant personal property, and other items forming part of the marital estate — recorded where relevant to proceedings.
Working Together
A Methodical Process That Works Around You
An asset inventory can feel daunting when you consider the breadth of what needs to be documented. The process is designed to break it into manageable stages — and to handle the detail work on your behalf.
Scoping the Estate
We begin by mapping out the categories of assets and liabilities that apply to your situation — so we know exactly what needs to be covered before collection begins.
Guided Document Gathering
We provide a structured checklist for each category and walk you through what's needed. Where records are difficult to locate or obtain, we help identify the right approach.
Cataloging and Valuation
Each asset and liability is documented with current values drawn from source materials, ownership details, and supporting references — organized category by category.
Final Review and Delivery
The completed inventory is reviewed for completeness before delivery. You receive a structured, well-organized document ready for attorney and court use.
Investment
Transparent Pricing for This Service
Marital Asset & Liability Inventory
Detailed cataloging and valuation of all marital assets and liabilities
$1,000
USD · One-Time
What's Included
Real property documentation
Investment and savings accounts
Retirement fund records
Business interest documentation
Outstanding debts and liabilities
Current valuations with source references
Ownership classification for each item
Supporting documentation references
Payment arrangements are open to discussion. We want the practical side of working with us to be as straightforward as the process itself.
Our Methodology
Precision That Holds Up to Scrutiny
An inventory that will be used in legal proceedings needs to be more than a list. Every entry needs a source, a current value, and an ownership classification. Our methodology ensures exactly that — producing a document that is both comprehensive and defensible.
Standard
Sourced Values Only
Valuations are drawn from actual source documents — statements, appraisals, official records. We don't estimate or approximate.
Standard
Ownership Detail
Every item is classified by ownership type — joint, sole, or beneficial — with notes on relevant title or registration details.
Standard
Nothing Overlooked
Before delivery, the inventory is reviewed against the scope we established at the outset to confirm every relevant item has been captured.
Typical Timeline
Most inventories are completed within two to four weeks of source material receipt, depending on the complexity and scope of the estate. We discuss your timeline during the initial consultation and plan the work accordingly.
Our Commitment
We Stand Behind the Completeness of Our Work
If any item covered by the agreed scope is missing or requires correction after delivery — something we should have addressed — we revise it without additional charge. The inventory should be complete when it leaves us.
We begin every engagement with a no-cost consultation. You can discuss your situation in full and understand exactly what the inventory will involve before making any decision to proceed.
Revision Included
Any gap in scope on our side — addressed without additional cost.
Handled Discreetly
Every detail of your financial position is treated with full professional confidentiality.
No-Obligation Consultation
Understand the full scope before you decide. No commitment required.
Getting Started
Starting Is Simpler Than You Might Expect
Send a brief enquiry
Use the contact form to describe what you're working through. A general outline is enough — no financial details needed at this stage.
We respond within one business day
You'll hear back with a brief overview of the process for your situation and when we could begin.
Initial consultation at no charge
We map out the scope of the inventory together — what categories apply, what documents are needed, and what the timeline looks like.
We begin the inventory
Once you're ready, we proceed category by category — guiding the gathering process and handling all documentation and formatting.
Not certain what's in scope for your situation? That's a common question, and one the initial consultation addresses directly. Reach out and we'll walk you through it.
Marital Asset & Liability Inventory — $1,000 USD
A Clear Record of What's There
Distribution discussions go better when both sides are working from the same, complete picture. We produce that record — thorough, sourced, and structured for use in proceedings.
Explore Further
Other Services That May Be Relevant
Service 01
Divorce Financial Documentation
Preparation of personal financial statements, asset and liability inventories, and income verification — formatted for family court submission.
Service 03
Post-Divorce Financial Reorganization
Assistance reorganizing personal finances after a divorce is finalized — separating accounts, updating records, and planning the path forward.